Rotten Company
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Bank of Montreal

Bank of Montreal currently has a Rotten Score of 13/100 and is classified as Mildly Rotten. The score is based on 2 approved evidence records.

Mildly Rotten

Annoying policies more than actual misconduct.

Industry: Banking & Financial Services

Company Size: Unknown

Headquarters: Toronto, North America, Canada

Website: https://www.bmo.com/

Canadian bank providing personal, commercial, wealth-management and capital-markets services.

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Rotten Score
Evidence-backed signal (0–100)
Mildly Rotten
13/ 100 Rotten Score
Mildly Rotten

Annoying policies more than actual misconduct.

Main driver: Financial Misconduct (30.0 pts)

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Assess documented harm

Category impact
Each category reflects documented patterns of misconduct.
1 = low harm · 5 = severe harm
💼 Corporate Misconduct

Corporate Misconduct

Commitments made to employees, customers, or the public that weren't honored.

Examples: bait‑and‑switch job terms, promised raises/bonuses that don't happen, “flexible remote” revoked after hiring, benefits quietly removed.

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Evidence: 0 records
📰 Human Rights & Exploitation

Human Rights & Exploitation

Unfair labor practices or taking advantage of vulnerable workers, users, or communities.

Examples: unpaid overtime, wage theft, misclassifying contractors, abusive scheduling, coercive “always on” expectations, unsafe working conditions.

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Evidence: 0 records
🎭 Fraud & Corruption

Fraud & Corruption

Intentional deception for gain, including financial wrongdoing, forged records, or scams.

Examples: falsified numbers, billing scams, fake customers/contracts, accounting manipulation, insider self‑dealing, knowingly selling defective services as compliant.

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Evidence: 0 records
🧪 Deceptive Practices

Deceptive Practices

Misleading or unsubstantiated statements in marketing, PR, or internal messaging.

Examples: exaggerated performance claims, hiding limitations, cherry‑picked data, “AI-powered” when it isn’t, misleading “best in class” assertions.

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Evidence: 1 record
🚨 Environmental Harm

Environmental Harm

Measurable harm to ecosystems, pollution, waste, or destructive resource extraction.

Examples: pollution, toxic spills, illegal dumping, excessive emissions, deforestation, water contamination, habitat destruction.

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Evidence: 0 records
🌱 Sustainability Deception

Sustainability Deception

Making environmental claims that overstate benefits or hide real impacts.

Examples: vague “eco-friendly” branding, fake/meaningless certifications, tiny green initiatives used as cover, misleading “carbon neutral” claims.

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Evidence: 0 records
💸 Workplace Misconduct

Workplace Misconduct

Control through intimidation: threats, retaliation, or a culture of fear.

Examples: threats about layoffs/visas, public shaming, retaliation for reporting issues, forced stack ranking, “do it or you’re out” culture.

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Evidence: 0 records
⚠️ Financial Misconduct

Financial Misconduct

Harm linked to PE ownership: cost-cutting, layoffs, asset stripping, or degraded quality.

Examples: aggressive cost‑cutting that reduces quality/safety, layoffs and chronic understaffing, asset stripping (sale‑leaseback), heavy debt/fees loaded onto the company, short‑term profit extraction over long‑term health.

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Evidence: 1 record