BNP Paribas Bank Polska S.A. Rotten Score Breakdown
Corporate Misconduct
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Human Rights & Exploitation
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Fraud & Corruption
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Deceptive Practices
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Environmental Harm
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Sustainability Deception
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Workplace Misconduct
0.0ptsNo documented evidence
Avg Rating: —Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
Financial Misconduct
30.0ptsNo flavor assigned
Avg Rating: 5.00Ratings: 1Severity Score: 6.00Evidence Count: 1Contribution: 30.0 pts
Misconduct: low 0 · medium 0 · high 1
Remediation: low 0 · medium 0 · high 0ⓘ cap: 25%
BNP Paribas Bank Polska fined PLN 26.6 million over abusive FX clauses
In September 2020 the President of UOKiK found prohibited clauses in BNP Paribas Bank Polska mortgage-contract annexes concerning how foreign-exchange rates were determined for euro- and Swiss-franc-linked loans. UOKiK said the clauses gave the bank subjective discretion over exchange-rate spreads and prevented borrowers from independently verifying whether instalments were being calculated fairly. The authority imposed a PLN 26,625,686 fine and ordered the clauses discontinued. The decision was appealed and final judicial closure was not established in this review, so the record is marked unresolved. Sources: https://finanse.uokik.gov.pl/chf/decyzje-prezesa-uokik-ws-kar-dla-bnp-paribas-millennium-i-santander-bank/ and https://decyzje.uokik.gov.pl/bp/dec_prez.nsf/0/B8FFE5970E9A0FA1C12585EC0023DE46?act=Decyzja&editDocument=