Rotten Company

Bank of Ireland Group plc Rotten Score Breakdown

💼Corporate Misconduct

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
📰Human Rights & Exploitation

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
🎭Fraud & Corruption

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
🧪Deceptive Practices

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
🚨Environmental Harm

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
🌱Sustainability Deception

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
💸Workplace Misconduct

No documented evidence

Avg Rating: Ratings: 0Severity Score: 0.00Evidence Count: 0Contribution: 0.0 pts
⚠️Financial Misconduct

No flavor assigned

Avg Rating: 5.00Ratings: 1Severity Score: 6.00Evidence Count: 1Contribution: 30.0 pts
Misconduct: low 0 · medium 0 · high 1
Remediation: low 0 · medium 0 · high 0ⓘ cap: 25%
Bank of Ireland EUR 100.52 million tracker-mortgage enforcement
The Central Bank of Ireland reprimanded and fined The Governor and Company of the Bank of Ireland, the principal bank within Bank of Ireland Group, EUR 100.52 million for 81 admitted regulatory breaches affecting 15,910 tracker-mortgage customer accounts between August 2004 and June 2022. The regulator found that the bank repeatedly interpreted unclear mortgage terms in its own favour, failed to warn customers about loss of tracker entitlements, used unfair complaint-handling practices and had deficient systems and controls. The failings resulted in the loss of 50 properties, including 25 family homes. The enforcement action is concluded. Source: https://www.centralbank.ie/news/article/enforcement-action-the-governor-and-company-of-the-bank-of-ireland-reprimanded-and-fined-100-520-000-by-the-central-bank-of-ireland-for-regulatory-breaches-affecting-tracker-mortgage-customers-29-september-2022